# Lili

**Canonical:** https://apis.io/providers/lili/  
**Website:** https://lili.co/  
**APIs profiled:** 3

Lili is a U.S. small-business banking and financial-management platform (banking services provided by Sunrise Banks, N.A., Member FDIC) that combines a business checking account, high-yield savings, a Visa debit card, invoicing, bill pay, expense categorization, tax buckets and business-credit products for LLCs, corporations, partnerships, sole proprietors and non-profits. For developers Lili publishes the Lili Connect platform at dev.lili.co: an Application API that creates a pre-filled business bank account application and returns a hosted or embeddable onboarding URL, a Customer Management API for payment notification and bank-letter retrieval, a Webhooks API for onboarding lifecycle events, and a remote, OAuth 2.0 protected MCP server at mcp.lili.co that exposes 44 read-oriented tools over balances, transactions, invoices, bills, suppliers, cards, tax estimates, statements and business profile for AI assistants and accountants.

## Kin Score — 65.4 / 100 (strong)

Scored 2026-09-01 under rubric 0.17.2. Trend: flat (+0.0 from 65.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 59.9 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 84.2 |
| Access Clarity | 84.2 |

Regulatory layer — **Banking & Open Finance**: 77.2 (matched via tags).

## Agent readiness — 48.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |

## APIs (2)

- **Lili MCP Server** — Remote, OAuth 2.0 protected Model Context Protocol server (Streamable HTTP, MCP spec 2025-03-26) exposing 44 tools that let an AI assistant read a Lili business customer's accou...
- **Lili Lili API** — The Lili API from Lili — 8 operation(s) for lili.

## MCP servers (2)

- **Lili MCP Server**
- **Lili MCP Server**

## Security (2)

- **Lili Authentication** — apiKey/oauth2 · 2 schemes
- **Lili Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Lili Plans Pricing**

## Tags

Banking, Business Banking, Financial-Services, Fintech, Embedded Finance, Onboarding, KYC, Webhook, MCP, agent-native, Invoicing, Bill Pay, Accounting, Small Business

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/lili/). Scores are computed from the provider's own public artifacts under a published rubric.