# LexisNexis Risk Solutions

**Canonical:** https://apis.io/providers/lexisnexis-risk-solutions/  
**Website:** https://risk.lexisnexis.com/  
**APIs profiled:** 7

LexisNexis Risk Solutions is the risk-data and analytics arm of RELX, headquartered in Alpharetta, Georgia, and one of the small number of intermediaries that sit between United States property and casualty carriers and the distribution channel. In insurance it does not underwrite risk; it sells the contributory databases and scores that carriers rate against — C.L.U.E. Auto claims history, Current Carrier prior-coverage verification, Motor Vehicle Records across all fifty states, Driver Discovery undisclosed-driver detection, InsurView public-records attributes and VIN Services vehicle data — alongside telematics exchange, data prefill, fraud detection, claims and life-insurance underwriting products. Because the United States has no federal insurance regulator and no open-insurance mandate, value in this market accrued to exactly this layer rather than to the carriers, and LexisNexis Risk reaches its customers through carrier policy-administration and rating systems (a Guidewire PolicyCenter marketplace listing for Motor Vehicle Records is the visible example) rather than through an open API. Its API posture reflects that: a real first-party developer portal exists at developer.lexisnexisrisk.com, built on SwaggerHub Portal, and it publicly enumerates six insurance API products with descriptions — but every product page redirects an anonymous visitor to a session-expired login screen. No OpenAPI or Swagger definition, no base URL, no scopes, no webhook catalog and no Postman collection are published to the open web. Access is contract-first and partner-gated; the six entries below are recorded as named, first-party-documented API products whose reference documentation is behind authentication.

## Kin Score — 37.5 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 37.5).

| Facet | Score |
|---|---|
| Discoverability | 83.3 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 28.9 |
| Developer Ergonomics | 52.4 |
| Commercial Clarity | 43.4 |
| Access Clarity | 43.4 |

Regulatory layer — **Insurance**: 54.5 (matched via tags).

## Agent readiness — 11.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (7)

- **C.L.U.E. Auto** — C.L.U.E. Auto is a contributory claim-history information exchange containing up to seven years of personal automobile claims matching the search criteria, used by carriers duri...
- **C.L.U.E. Auto with Current Carrier** — C.L.U.E. Auto combined with Current Carrier, which identifies the carriers of existing or previous insurance policies so an underwriter can validate coverage and underwriting in...
- **Driver Discovery** — Driver Discovery identifies potentially undisclosed drivers residing at an applicant's address, helping auto insurance carriers detect additional household drivers that were not...
- **InsurView** — InsurView leverages one of the industry's largest collections of public records and other data sources to provide a view of the consumer that complements traditional insurance s...
- **Motor Vehicle Record (MVR)** — Motor Vehicle Record data allows insurance companies to evaluate driver histories consistently in all fifty states, sourced from state departments of motor vehicles. Listed as a...
- **VIN Services** — VIN Services provides vehicle registration and title data keyed on the vehicle identification number, used in auto quoting, underwriting and prefill. Listed as an API product on...
- **LexisNexis Emailage** — LexisNexis Emailage is an email and IP address fraud-risk scoring API acquired by LexisNexis Risk Solutions in 2020. It returns a real-time risk score and advice band for an ema...

## Security (4)

- **Lexisnexis Risk Solutions Authentication** — oauth1/oauth2 · 2 schemes
- **Lexisnexis Risk Solutions Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Lexisnexis Risk Solutions Vulnerability Disclosure** — Hackerone · security.txt · contact published
- **Lexisnexis Risk Solutions Trust Center** — SOC 2, ISO 27001, HIPAA, GDPR

## Tags

Insurance, United States, Risk Data, Property and Casualty, Underwriting, Claims, Life Insurance, Auto Insurance, Data Analytics, Partner Gated

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/lexisnexis-risk-solutions/). Scores are computed from the provider's own public artifacts under a published rubric.