# Lentra

**Canonical:** https://apis.io/providers/lentra/  
**Website:** https://www.lentra.ai/  
**APIs profiled:** 0

Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable customer journeys, the platform spans loan origination (GoNoGo), loan management (1LMS), data and machine learning operations (Lentra MLOps), and data transfer (TransferX), alongside standalone modules for MultiBureau credit bureau access, identity and video KYC verification, collateral management, document management, co-lending and bank reconciliation. Lentra packages these into pre-built retail, business and agriculture lending journeys - home, personal, education, vehicle, consumer durable and credit card loans, equipment finance, working capital, supply chain finance and agri/KCC lending - delivered SaaS on a per-user or per-transaction basis to institutions including HDFC Bank, State Bank of India, IDFC and TVS Credit. The company is an Open Credit Enablement Network (OCEN) participant and maintains a public trust center covering SOC 2 Type II, SOC 3, ISO 27001:2022, ISO 27017, ISO 27018, ISO 27701, ISO 22301:2019 and CSA STAR. Lentra sells to enterprises directly; it does not operate a public self-service developer portal or publish an open API reference.

## Kin Score — 14.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.2).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Banking & Open Finance**: 24.1 (matched via tags).

## Agent readiness — 3.4 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Lentra Domain Security** — TLSv1.3 · DNSSEC · DMARC
- **Lentra Trust Center** — SOC 2 Type II, SOC 3, ISO/IEC 27001, ISO/IEC 27001:2022, ISO/IEC 27017, ISO/IEC 27018, ISO/IEC 27701, ISO 22301:2019, CSA STAR

## Tags

Company, Fintech, Lending, Loan Origination, Banking, Credit, Software-as-a-Service, India, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/lentra/). Scores are computed from the provider's own public artifacts under a published rubric.