# Lendtable

**Canonical:** https://apis.io/providers/lendtable/  
**Website:** https://lendtable.com/  
**APIs profiled:** 0

Lendtable was a US consumer fintech that extended a line of credit so individuals could afford to max out employer-sponsored benefits they would otherwise leave on the table — primarily the employer 401(k) match and Employee Stock Purchase Plans (ESPP). In its own words: "Lendtable gives a line of credit to help individuals get their employer 401(k) match and ESPP." The product advanced cash against a user's paycheck contributions and took a share of the resulting gains, and was distributed direct-to-consumer and through employers via a Lendtable for Business offering, alongside an iOS app and a Zendesk help center. Lendtable was backed by Partech among others. The company now appears defunct: lendtable.com, the blog, and all product paths return HTTP 402 DEPLOYMENT_DISABLED (probed 2026-07-19), the iOS App Store listing is delisted, and the last successful Internet Archive capture of the live site is 2024-12-06. DNS, Google Workspace mail (MX/SPF/DMARC) and the GitHub organization remain registered. No public API, developer portal, or machine-readable API artifacts were ever published by this company.

## Kin Score — 6.1 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 6.1).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Lendtable Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Financial-Services, Fintech, Consumer Lending, Retirement, 401k, ESPP, Employee Benefits, Personal Finance, Defunct

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/lendtable/). Scores are computed from the provider's own public artifacts under a published rubric.