# Lendio

**Canonical:** https://apis.io/providers/lendio/  
**Website:** https://www.lendio.com  
**APIs profiled:** 2

Lendio is a small business lending marketplace that connects businesses with funding through a network of 75+ lenders. The platform offers a REST API for submitting loan applications, checking eligibility, connecting businesses with lenders, and managing loan products. Lendio provides Embedded Financing for service providers to integrate loan marketplace functionality, Intelligent Lending software for banks and lenders, and a Loan Performance Tracking API for high-volume lenders submitting bulk data records.

## Kin Score — 24.7 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 24.7).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Free · Requires approval — onboarding: approval, pricing: free, trial: no (confidence: medium).

## APIs (2)

- **Lendio Loan Marketplace API** — REST API for connecting small businesses with lenders. Supports loan application submission, eligibility checking, lender matching, and loan product management. The Embedded Fin...
- **Lendio Loan Performance Tracking API** — API integration for high-volume lenders that allows bulk submission of loan performance data. Supports up to 10,000 records per submission through custom code requests. Provides...

## Security (1)

- **Lendio Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Lendio Plans Pricing**

## Tags

Lending, Small Business, Loans, Fintech, Marketplace, Embedded Finance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/lendio/). Scores are computed from the provider's own public artifacts under a published rubric.