# Lemonade

**Canonical:** https://apis.io/providers/lemonade/  
**Website:** https://www.lemonade.com/  
**APIs profiled:** 1

Lemonade, Inc. is an American insurance company. The company offers renters, homeowners, car, pet, and term life insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters insurance in France. The Lemonade Insurance API allows partners to embed insurance quoting, policy creation, and payment flows for homeowners, condo, and renters policies into their own websites and apps.

## Kin Score — 30.4 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 30.4).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 43.3 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 13.2 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Insurance**: 30.3 (matched via tags).

## Agent readiness — 18.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (1)

- **Lemonade Insurance API** — A quick and easy way for partners to offer Lemonade homeowners, condo, and renters insurance to their users. Supports quoting, policy creation, and payment, either through the M...

## Security (2)

- **Lemonade Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Lemonade Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Lemonade Plans Pricing**

## Tags

Insurance, Renters Insurance, Homeowners Insurance, Embedded Insurance

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/lemonade/). Scores are computed from the provider's own public artifacts under a published rubric.