# LEEO Insurance Services

**Canonical:** https://apis.io/providers/leeo-insurance-services/  
**Website:** https://leeoinsurance.com/  
**APIs profiled:** 4

LEEO Insurance Services is a San Francisco-based managing general agent (MGA) for commercial auto insurance, founded in 2017 and known as Fairmatic until its December 2025 rebrand. LEEO underwrites and prices fleet policies using telematics collected from drivers' phones through its mobile SDK, applying machine learning across underwriting, pricing, and claims, and rewarding safer driving with renewal credits and cashback. It writes fleet classes including non-emergency medical transport, light business auto, and last-mile delivery, selling through brokers. LEEO exposes a read-only REST Fleet Telematics API returning the driver roster, trip histories, trip paths and driving events, and daily and weekly driver safety scorecards, plus native SDKs for Android, iOS, React Native, and MAUI. The company has raised $91M and is backed by Battery Ventures, Foundation Capital, and Aquiline Technology Growth.

## Kin Score — 48.5 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 48.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 62.6 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Insurance**: 37.9 (matched via tags).

## Agent readiness — 43.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | na |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (4)

- **LEEO Insurance Services Aggregates API** — Daily and weekly aggregated driver scorecards.
- **LEEO Insurance Services Drivers API** — Fleet driver roster.
- **LEEO Insurance Services Reports API** — Generated fleet report links.
- **LEEO Insurance Services Trips API** — Trip lists, trip detail, paths, and driving events.

## MCP servers (1)

- **LEEO Insurance Services MCP Server**

## Agentic access (1)

- **Leeo Insurance Services Agentic Access** — 7 operations

## Security (2)

- **Leeo Insurance Services Authentication** — apiKey · 1 scheme
- **Leeo Insurance Services Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Insurance, Insurtech, Commercial Auto Insurance, Telematics, Fleet Management, Driving Behavior, Risk Management, Managing General Agent, Mobile SDK

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/leeo-insurance-services/). Scores are computed from the provider's own public artifacts under a published rubric.