# Ledge

**Canonical:** https://apis.io/providers/ledge/  
**Website:** https://www.ledge.co  
**APIs profiled:** 2

Ledge is an AI-powered close management, reconciliation and payment-operations platform for finance teams. It centralizes transaction and payment data from a company's entire stack — banks, payment service providers, ERPs, billing systems, data warehouses and file feeds — and automates the work on top of it: multiway transaction matching, account and payment reconciliation, automated cash application, flux analysis, working papers, and journal entries posted back to the ERP with review and approval built in. Its Agent Studio lets teams build AI agents that execute close-checklist tasks, with human-in-the-loop review, rationale, and a queryable audit trail. Ledge exposes a REST API over its Sources and Transactions data, authorized with OAuth 2.0 client credentials. Founded in 2022, the company raised a $9M seed round led by NEA with participation from Vertex Ventures, FJ Labs and Picus Capital.

## Kin Score — 56.9 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 56.9).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 61.2 |
| Governance | 20.8 |
| Operational Transparency | 47.4 |
| Developer Ergonomics | 56.0 |
| Commercial Clarity | 60.5 |

Regulatory layer — **Payments**: 62.5 (matched via tags).

## Agent readiness — 39.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (2)

- **Ledge Sources API** — Data sources connected to Ledge (banks, payment service providers, ERPs, databases) and the datasets fetched from them.
- **Ledge Transactions API** — Transactions, their matches, and their reconciliation status.

## MCP servers (1)

- **ledge-mcp.yml**

## Security (3)

- **Ledge Authentication** — oauth2 · 1 scheme
- **Ledge Domain Security** — TLSv1.3 · HSTS · DMARC
- **Ledge Trust Center** — SOC 1, SOC 2, ISO 42001, GDPR

## Tags

Company, Fintech, Accounting, Reconciliation, Financial Close, Payment Operations, Transaction Matching, Cash Application, Journal Entries, AI Agents, ERP Integration, Finance Automation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ledge/). Scores are computed from the provider's own public artifacts under a published rubric.