# Kredete

**Canonical:** https://apis.io/providers/kredete/  
**Website:** https://www.kredete.io/  
**APIs profiled:** 0

Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves money across 60+ markets at the mid-market rate with settlement in about ten seconds, issues US dollar Visa cards accepted in 170+ countries, opens multi-currency accounts in the customer's own name, pays yield on US dollar savings held through partner US chartered institutions, and reports rent and repayment history to the major US credit bureaus so customers build a US credit file. Kredete for Business adds multi-currency operating accounts, corporate cards, FedWire routing, payroll, and invoicing. An in-app agent runs these actions on the customer's behalf with confirmation. Kredete is a financial technology company, not a bank; remittance and banking services are provided by partner US licensed financial institutions. Backed by Partech and Techstars. As of this enrichment pass Kredete publishes no public developer API, developer portal, SDK, or machine-readable API description.

## Kin Score — 14.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.6).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 29.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Kredete Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Financial-Services, Payments, Remittance, Cross-Border Payments, Banking, Credit, Cards, Savings, Fintech, Emerging Markets, Africa

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/kredete/). Scores are computed from the provider's own public artifacts under a published rubric.