# Kount

**Canonical:** https://apis.io/providers/kount/  
**Website:** https://kount.com/  
**APIs profiled:** 3

Kount is a Boise, Idaho-based fraud prevention and chargeback management platform, now operating as part of Equifax. Kount combines AI-driven risk scoring, device fingerprinting, identity intelligence, and a multi-tenant global data network to help merchants, payment processors, and digital businesses stop payment fraud, account takeover, and chargebacks while reducing false positives. The Kount 360 platform offers Payments Fraud, Account Takeover Protection, Chargeback Management, and Identity Trust services exposed through REST APIs, mobile SDKs, a JavaScript Data Collector, and e-commerce platform plugins.

## Kin Score — 13.8 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 13.8).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 52.4 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (3)

- **Kount Payments Fraud API** — The Payments Fraud API is the core REST endpoint of the Kount 360 platform for AI-driven digital fraud prevention. Merchants submit order, payment, customer, and device session ...
- **Kount Risk Inquiry Service (RIS) API** — The Risk Inquiry Service (RIS) is Kount's legacy RESTful API for transaction risk evaluation. RIS joins device data from the JavaScript Data Collector with merchant-supplied ord...
- **Kount Data Collector** — The Kount Data Collector is a client-side JavaScript and mobile SDK component that gathers device fingerprinting and behavioral session data — including device characteristics, ...

## Security (1)

- **Kount Domain Security** — TLSv1.3 · HSTS · DMARC

## Use cases (7)

- **Card-Not-Present Payment Fraud** — Score e-commerce CNP transactions for stolen-card and BIN-attack fraud before authorization.
- **Chargeback Reduction** — Pre-authorization screening and post-transaction chargeback tagging to reduce chargeback ratios.
- **Account Takeover Defense** — Score login and password-reset events to block credential-stuffing and ATO attempts.
- **New Account Fraud** — Screen account-creation events for synthetic identities and bot signups.
- **Digital Goods and Gift Card Fraud** — High-velocity digital goods and gift-card flows benefit from device + persona network signals.
- **Marketplace Trust** — Two-sided marketplaces use Kount to vet both buyers and sellers.
- **Promo Abuse and Policy Abuse** — Detect coupon stacking, refund abuse, and other policy-abuse patterns via custom rules and UDFs.

## Tags

Fraud Prevention, Fraud Detection, Chargebacks, Payments, Identity, Risk Scoring, Device Intelligence, Account Takeover

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/kount/). Scores are computed from the provider's own public artifacts under a published rubric.