# Konsentus

**Canonical:** https://apis.io/providers/konsentus/  
**Website:** https://www.konsentus.com  
**APIs profiled:** 3

Konsentus is a UK-headquartered specialist provider of identity verification and trust services for open banking and open finance ecosystems. Its flagship Konsentus Verify SaaS API gives Financial Institutions (ASPSPs) real-time PSD2 Third-Party Provider (TPP) identity and regulatory checking against National Competent Authority registers across the EEA, validating eIDAS, OBIE, and OBHD certificates with the issuing Qualified Trust Service Provider. The Konsentus Certificate Chain Service keeps the eIDAS trust chain current, and the Konsentus Open Trust Platform plus advisory practice helps central banks and market operators stand up national open finance trust frameworks under PSD2, PSD3, and FiDA. Trusted by 250+ financial institutions globally.

## Kin Score — 38.0 / 100 (thin)

Scored 2026-08-24 under rubric 0.12.1. Trend: flat (+0.0 from 38.0).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 59.4 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 54.8 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 25.3 (matched via tags).

## Agent readiness — 39.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | na |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (3)

- **Konsentus Certificate Chain Service API** — Managed service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Banking API traffic. Removes the burden of tracking EU trusted list upda...
- **Konsentus Open Trust Platform** — End-to-end platform used by central banks and market operators to build, manage, and maintain national or regional open finance trust frameworks. Covers participant onboarding, ...
- **Konsentus PSP Checking Service API** — Third-Party Provider identity and regulatory validation

## Agentic access (1)

- **Konsentus Agentic Access** — 1 operation

## Security (2)

- **Konsentus Authentication** — http · 1 scheme
- **Konsentus Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Open Banking, Open Finance, PSD2, PSD3, FiDA, TPP Verification, Identity, eIDAS, Trust Services, Regulatory Checking, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/konsentus/). Scores are computed from the provider's own public artifacts under a published rubric.