# kokofinance-net

**Canonical:** https://apis.io/providers/kokofinance-net/  
**Website:** https://kokofinance.net/  
**APIs profiled:** 1

Koko Finance provides a credit card intelligence platform offering portfolio analysis, recommendations, renewal value assessment, merchant-level advice, and detailed card term extraction (APR, penalties) with change tracking over time. The service is available via a REST API and an MCP server, with tiered evaluation options and the ability to ship card intelligence in a day.

## Kin Score — 63.1 / 100 (strong)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 58.6 |
| Contract Governance | 79.1 |
| Operational Transparency | 24.2 |
| Developer Ergonomics | 68.3 |
| Access Clarity | 73.2 |

Regulatory layer — **Payments**: 31.3 (matched via tags).

## Agent readiness — 53.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | unknown |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | unknown |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |

## APIs (8)

- **kokofinance-net Billing API** — Stripe billing — checkout sessions and customer portal.
- **kokofinance-net Cards API** — Credit card catalog — browse, search, and get detailed card information with structured fields.
- **kokofinance-net Developers API** — Developer account management — dashboard, API keys, organization settings.
- **kokofinance-net Intelligence API** — Computational endpoints — compare cards, get recommendations, calculate value, renewal analysis, merchant optimization.
- **kokofinance-net International API** — The International API from kokofinance-net — 4 operation(s) for international.
- **kokofinance-net Platform API** — System health, API status, and usage tracking.
- **kokofinance-net Portfolio API** — User portfolio management — analyze your cards, manage point balances, get redemption strategies.
- **kokofinance-net Reference API** — Static reference data — points programs, benefit categories, program valuations.

## Agentic access (1)

- **Kokofinance Net Agentic Access** — 39 operations · 20 acting

## Security (2)

- **Kokofinance Net Authentication** — apiKey · 1 scheme
- **Kokofinance Net Domain Security** — TLSv1.3

## Plans (1)

- **Kokofinance Net Plans Pricing**

## Tags

Company, Fintech, Credit-Card, API, MCP

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/kokofinance-net/). Scores are computed from the provider's own public artifacts under a published rubric.