# Klover

**Canonical:** https://apis.io/providers/klover/  
**Website:** https://joinklover.com  
**APIs profiled:** 1

Klover provides cash advance and budgeting tools via its mobile app, offering users up to $750 in advances with zero interest or fees. The platform includes point-earning features, financial education, and a seamless sign‑up process, targeting consumers seeking flexible short‑term financing and budgeting assistance.

## Kin Score — 14.9 / 100 (emerging)

Scored 2026-11-06 under rubric 0.27.0. Trend: falling (-6.4 from 21.3).

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 13.1 |
| Access Clarity | 36.8 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 9.8 (matched via fallback).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: low).

## APIs (1)

- **Klover API** — Klover offers a cash‑advance and budgeting API accessible via its developer portal.

## Security (1)

- **Klover Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Klover Plans Pricing**

## Tags

Company, Fintech, Cash Advance, Budgeting, Mobile App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/klover/). Scores are computed from the provider's own public artifacts under a published rubric.