# Klasha

**Canonical:** https://apis.io/providers/klasha/  
**Website:** https://www.klasha.com  
**APIs profiled:** 5

Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Klasha platform covers payment collection (cards, bank transfer, USSD, M-Pesa and mobile money, Klasha wallet), payouts to bank accounts and mobile money wallets across Africa and to China, currency swap between merchant wallets at internal Klasha rates, virtual account creation for bank-account collection, payment links, and an embeddable JavaScript checkout. Developers integrate through the documented REST APIs at developers.klasha.com, the Klasha Inline JavaScript library, first-party web and mobile SDKs (Angular, React, Vue 2/3, iOS, Android, Flutter, Ionic, React Native), or ready-made e-commerce plugins for WooCommerce, Magento 2, BigCommerce, OpenCart, Ecwid, Wix and Weebly.

## Kin Score — 52.5 / 100 (developing)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 52.5).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 51.6 |
| Governance | 12.5 |
| Operational Transparency | 39.5 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 50.0 |

Regulatory layer — **Payments**: 46.9 (matched via tags).

## Agent readiness — 41.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **Klasha Payments API** — Collect payments from customers in Africa via card, bank transfer, USSD, M-Pesa, mobile money and the Klasha wallet, including charge validation, refunds and exchange rates.
- **Klasha Payout API** — Send money locally to bank accounts and mobile money wallets across Africa and to China, with bank-code lookup, account resolution, wallet balances and Triple-DES encrypted tran...
- **Klasha Swap API** — Generate a quote and swap funds between merchant wallets using internal Klasha foreign-exchange rates, then fetch the resulting swap by reference or quote token.
- **Klasha Virtual Account API** — Create virtual accounts on demand in NGN and GHS, receive customer funds through them, requery accounts, poll collection status and pull balances and statements.
- **Klasha Payment Link API** — Generate payment links for merchants and sub-merchants to collect payments without a code integration, from the dashboard or over the API.

## MCP servers (1)

- **klasha-mcp.yml**

## Security (3)

- **Klasha Authentication** — apiKey/http · 2 schemes
- **Klasha Domain Security** — TLSv1.3 · HSTS · DMARC
- **Klasha Trust Center** — ISO 27001, PCI DSS

## Tags

Company, Payments, Cross-Border Payments, Africa, Emerging Markets, Mobile Money, Payouts, Foreign Exchange, Virtual Accounts, Checkout, Financial Services

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/klasha/). Scores are computed from the provider's own public artifacts under a published rubric.