# Klar

**Canonical:** https://apis.io/providers/klar/  
**Website:** https://klar.mx  
**APIs profiled:** 0

Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers. Regulated by Mexico's CNBV, Klar offers a deposit account with yield, a no-annual-fee credit card, a secured (garantizada) credit card, the metal Platino card, personal loans, investment products, and Chubb-underwritten life and fraud insurance, plus cashback and interest-free-months (MSI) benefits. It also runs Klar Empresarial for business customers, partnered with Uber to launch the Uber Card in Mexico, and announced the acquisition of mortgage fintech Yave. Klar's product surface is delivered entirely through its consumer mobile app and website; as of this profile Klar publishes NO public developer portal, API reference, SDKs, or sandbox, and no OpenAPI, AsyncAPI, or webhook surface could be found. Third-party access to Klar accounts is generally brokered through Latin American open-finance aggregators (Belvo, Pluggy, Plaid) rather than a first-party Klar API. Klar does operate a public GitHub organization (klar-mx), but its repositories are internal infrastructure and DevOps tooling and forks, not client libraries for a Klar API.

## Kin Score — 9.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Klar Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Neobank, Banking, Credit Cards, Consumer Lending, Investments, Insurance, Mexico, Latin America

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/klar/). Scores are computed from the provider's own public artifacts under a published rubric.