# Kestrl: Muslim Money App

**Canonical:** https://apis.io/providers/kestrl-muslim-money-app/  
**Website:** https://kestrl.io/  
**APIs profiled:** 0

Kestrl is a UK-based, FCA-regulated ethical fintech offering a values-aligned money app for Muslim and ethically-minded consumers. In partnership with Maybank Islamic, it provides interest-free (Sharia-compliant) banking, a Mastercard debit card with values filtering, goal-based sub-accounts, interest purification and Zakat calculation, transaction monitoring that alerts users to payments toward ethically questionable companies, and security features such as card freezing and biometric authentication. Kestrl is a consumer mobile application on iOS and Android; it does not currently publish a public developer API, SDK, or developer portal. This profile was surfaced as a Techstars portfolio company and enriched from public web sources.

## Kin Score — 11.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 11.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Kestrl Muslim Money App Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Islamic Finance, Ethical Banking, Personal Finance, Mobile Banking, Payments, Techstars

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/kestrl-muslim-money-app/). Scores are computed from the provider's own public artifacts under a published rubric.