# Justos

**Canonical:** https://apis.io/providers/justos/  
**Website:** https://www.justos.com.br  
**APIs profiled:** 0

Justos is a Brazilian digital auto insurance insurtech founded in 2020 and headquartered in Barueri, São Paulo. Operating as a managing general agent (MGA), Justos uses smartphone-collected driving data (telematics) to reward safe drivers with lower, usage-based pricing — advertised as up to 30% cheaper than traditional plans — plus weekly bonuses and perks like gas vouchers, maintenance, and ride credits. Its products are distributed digitally through a consumer mobile app and a broker (corretor) portal, with claims tracked in-app and 24/7 support. Backed by Ribbit Capital, Kaszek, SoftBank Latin America and GGV; its auto insurance is underwritten by Companhia Excelsior de Seguros (SUSEP code 05690). No public developer API, OpenAPI, or developer portal is published at this time.

## Kin Score — 10.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 10.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Justos Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Insurtech, Insurance, Auto Insurance, Telematics, Usage-Based Insurance, Brazil, MGA

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/justos/). Scores are computed from the provider's own public artifacts under a published rubric.