# Jerry

**Canonical:** https://apis.io/providers/jerry/  
**Website:** https://jerry.ai/  
**APIs profiled:** 0

Jerry (Jerry Services, Inc. / Jerry Insurance Agency, LLC) is a Palo Alto, California based AI-powered car ownership super app and the largest digital car insurance broker in the United States, licensed as an insurance producer in all 50 states and the District of Columbia. Through its iOS and Android apps and jerry.ai, Jerry compares real car, home, renters and motorcycle insurance quotes from 100+ carriers, surfaces applicable discounts, and handles buying, bundling, switching and cancelling policies end to end. Beyond insurance the app bundles auto refinancing, the GarageGuard repair-cost and maintenance toolset, PriceProtect rate monitoring, and the phone-sensor DriveShield telematics safe-driving program. Founded in 2017 by Art Agrawal, Lina Zhang and Musawir Shah, Jerry serves more than five million customers. Jerry publishes no public developer API, developer portal or machine-readable API contract; its public machine-readable surface is limited to an OpenID Connect discovery document, a published llms.txt, a Content Signals declaration in robots.txt, an Upptime-backed status page and a Vanta trust center.

## Kin Score — 28.1 / 100 (thin)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 28.1).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 12.5 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 17.4 |
| Commercial Clarity | 50.0 |

Regulatory layer — **Insurance**: 54.5 (matched via tags).

## Agent readiness — 11.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Security (4)

- **Jerry Authentication** — openIdConnect · 1 scheme
- **Jerry Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Jerry Vulnerability Disclosure** — Hackerone · contact published
- **Jerry Trust Center** — trust center published

## Tags

Company, Insurance, InsurTech, Auto Insurance, Insurance Broker, Automotive, Consumer Finance, Lending, Telematics, Mobile Applications, Artificial Intelligence

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/jerry/). Scores are computed from the provider's own public artifacts under a published rubric.