# Mortgage Tools by Jenny

**Canonical:** https://apis.io/providers/jenny-mortgage/  
**Website:** https://jenny.mortgage/mortgage-tools/  
**APIs profiled:** 1

Mortgage Tools by Jenny provides a set of Canadian mortgage calculation tools accessible via AI assistants like ChatGPT and Claude, as well as directly through its website. Users can compare renewal offers, model extra payments, evaluate break-or-stay scenarios, and explore debt consolidation options. The tools are free, require no account, and are intended for educational purposes only, offering illustrative calculations without financial advice or lender recommendations.

## Kin Score — 20.7 / 100 (emerging)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 40.5 |
| Access Clarity | 21.1 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 23.6 (matched via fallback).

## Agent readiness — 6.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## APIs (1)

- **Mortgage Tools API** — Provides mortgage calculation tools via AI assistants as documented on the developer portal.

## Security (2)

- **Jenny Mortgage Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Jenny Mortgage Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Mortgage, Calculator, AI, Canada

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/jenny-mortgage/). Scores are computed from the provider's own public artifacts under a published rubric.