# Jenfi

**Canonical:** https://apis.io/providers/jenfi/  
**Website:** https://jenfi.com/  
**APIs profiled:** 0

Jenfi is a Singapore-headquartered SME credit platform for digitally-enabled businesses in Southeast Asia, operating principally in Singapore and Vietnam. Founded in 2019 by Jeffrey Liu and Justin Louie and backed by Y Combinator, Monk's Hill Ventures and Headline, it started with revenue-based financing — non-dilutive growth capital repaid as a percentage of monthly revenue rather than on a fixed schedule — and has since broadened into growth financing, working capital and supply-chain financing, alongside a B2B buy-now-pay-later product marketed as PaidFi ("b2b BNPL by Jenfi"). In May 2026 the company reported passing US$100 million in cumulative originations across more than 2,400 financings, from over 30,000 evaluated enquiries. Jenfi publishes no public developer portal, API reference, or machine-readable contract: its only integration surface is a login-gated partner console at partners.jenfi.com and a contact-sales "Embedded Financing" offer on its partner page.

## Kin Score — 14.1 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (-0.8 from 14.9).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

## Agent readiness — 5.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Security (1)

- **Jenfi Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Jenfi Plans Pricing**

## Tags

Company, Financial Services, Fintech, Lending, SME Finance, Revenue-Based Financing, Working Capital, Supply Chain Finance, Buy Now Pay Later, Embedded Finance, Southeast Asia, Singapore, Vietnam

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/jenfi/). Scores are computed from the provider's own public artifacts under a published rubric.