# Itaú Unibanco

**Canonical:** https://apis.io/providers/itau-unibanco/  
**Website:** https://www.itau.com.br  
**APIs profiled:** 16

Itaú Unibanco Holding S.A. (CNPJ 60.872.504/0001-23, São Paulo, Brazil) is Brazil's largest private bank, describing itself as the largest bank in Latin America. Through its developer portal, Itaú for Developers (devportal.itau.com.br), it offers companies APIs for Pix receipts and payments, payment initiation, payroll-deductible credit (consignado), credit recovery, collateral lookup, treasury bank cash supply, third-party fund custody, foreign exchange and trade, plus Open Finance and managed file transfer, with a sandbox environment, self-registration and getting-started guides covering credentials and dynamic certificates.

## Kin Score — 48.5 / 100 (developing)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 71.4 |
| Contract Quality | 59.5 |
| Contract Governance | 22.0 |
| Operational Transparency | 28.9 |
| Developer Ergonomics | 56.5 |
| Access Clarity | 34.2 |

Regulatory layer — **Banking & Open Finance**: 33.1 (matched via tags).

## Agent readiness — 25.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | derived |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | paginated |
| Operation Distinctiveness | distinct |

## APIs (9)

- **Itaú for Developers Corporate APIs** — Itaú's corporate API catalog on Itaú for Developers: Pix receipts and payments, payment initiation, payroll-deductible credit (consignado), credit recovery, collateral lookup, t...
- **Itaú Unibanco Accounts API** — Operações para listagem de contas.
- **Itaú Unibanco Channels API** — Operações para listagem de canais de atendimento
- **Itaú Unibanco Credit Cards API** — Operações para listagem de cartões de crédito.
- **Itaú Unibanco Discovery API** — The Discovery API from Itaú Unibanco — 2 operation(s) for discovery.
- **Itaú Unibanco Financings API** — Operações para listagem financiamentos
- **Itaú Unibanco Invoice Financings API** — Operações para listagem de Direitos Creditórios Descontados.
- **Itaú Unibanco Loans API** — Operações para listagem empréstimos
- **Itaú Unibanco Unarranged Account Overdraft API** — The Unarranged Account Overdraft API from Itaú Unibanco — 2 operation(s) for unarranged account overdraft.

## Agentic access (1)

- **Itau Unibanco Agentic Access** — 17 operations

## Security (2)

- **Itau Unibanco Authentication** — apiKey/oauth2/mtls · 2 schemes
- **Itau Unibanco Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Itau Unibanco Plans Pricing**

## Tags

Company, Banking, Financial Services, Payments, Pix, Open Finance, Brazil, Foreign Exchange, Credit

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/itau-unibanco/). Scores are computed from the provider's own public artifacts under a published rubric.
