# Investec

**Canonical:** https://apis.io/providers/investec/  
**Website:** https://www.investec.com/  
**APIs profiled:** 9

Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating through Investec plc (UK) and Investec Limited (South Africa). In the United Kingdom, Investec Bank plc is authorised by the PRA and regulated by the FCA and PRA and is an FCA-registered Account Servicing Payment Service Provider (ASPSP) under UK Open Banking, exposing Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII) interfaces built to the Open Banking Implementation Entity (OBIE) Read/Write API Standard (v3.1), secured with FAPI-grade OAuth2/OIDC, PSD2 strong customer authentication, and mutual-TLS using OBIE/eIDAS certificates. Investec is a specialist private bank and wealth manager rather than a mass-market retail bank, so it is not one of the CMA9 and does not operate a branch or ATM network. Alongside Open Banking, Investec runs a first-party Programmable Banking / Open API developer platform at openapi.investec.com offering Private Bank, Business & Commercial Banking, Intermediaries, Intermediaries Forex, and Card APIs secured with OAuth2 client credentials, published through the Investec Developer Portal at developer.investec.com.

## Kin Score — 44.8 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 44.8).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 55.9 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Banking & Open Finance**: 60.8 (matched via tags).

## Agent readiness — 40.4 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | verified |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (9)

- **Investec Private Bank API** — First-party Programmable Banking API to retrieve data and perform actions on your own or your business's Investec Private Banking account, including accounts, balances, transact...
- **Investec Business & Commercial Banking API** — First-party Programmable Banking API to retrieve data and perform actions on Investec business and commercial banking accounts.
- **Investec Intermediaries API** — First-party Programmable Banking API to retrieve data and perform actions on behalf of your clients, including forex quoting and trading.
- **Investec Intermediaries Forex API** — First-party Programmable Banking API for Balance of Payments (BOP) reporting and foreign-exchange information retrieval on behalf of your clients.
- **Investec Card API** — First-party Programmable Banking Card API to retrieve card data and programmatically attach rules that run before and after transactions on Investec programmable cards.
- **Investec Authorisation API (OAuth)** — First-party OAuth2 authorisation endpoint that generates and refreshes the access tokens authorising calls to the Investec Programmable Banking APIs.
- **Investec Account and Transaction Information API (AIS)** — UK Open Banking Account Information Service (AISP) interface for accessing account, balance, transaction, and product data. Investec Bank plc conforms to the OBIE Read/Write API...
- **Investec Payment Initiation API (PIS)** — UK Open Banking Payment Initiation Service (PISP) interface for initiating domestic and other payments. Investec Bank plc conforms to the OBIE Read/Write API Standard (v3.1); th...
- **Investec Confirmation of Funds API (CBPII)** — UK Open Banking Confirmation of Funds (CBPII) interface for checking whether funds are available on an account. Investec Bank plc conforms to the OBIE Read/Write API Standard (v...

## Agentic access (1)

- **Investec Agentic Access** — 74 operations · 20 acting

## Security (2)

- **Investec Authentication** — oauth2 · 2 schemes
- **Investec Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Financial-Services, Banking, Open Banking, PSD2, OBIE, United Kingdom, Payments, Account Information, Specialist Bank, Wealth Management, FAPI, Programmable Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/investec/). Scores are computed from the provider's own public artifacts under a published rubric.