# Interchecks

**Canonical:** https://apis.io/providers/interchecks/  
**Website:** https://home.interchecks.com/  
**APIs profiled:** 1

Interchecks Technologies, Inc. is a US instant-payments platform that moves money in both directions for payers who need to fund accounts and pay out to consumers at scale. Its Payments API v2 is a REST contract covering recipient onboarding and TIN verification, destination account management across bank (Plaid-linked), debit card, PayPal, Venmo and prepaid rails, immediate disbursement transactions across ACH standard/same-day, ACH Funding Plus, RTP, Instant Deposit (Visa/Mastercard OCT), Instant Funding (AFT), paper check, eCheck and prepaid, plus embeddable widgets, settlement and activity reporting, envelope-encrypted payloads and signed webhooks. The company reports more than $50 billion processed over ten years for online gaming and prediction markets, on-demand payroll, lending and digital banking clients, and publishes PCI DSS Level 1 Service Provider and SOC 2 Type 2 attestations.

## Kin Score — 48.3 / 100 (developing)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 48.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 59.8 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 63.7 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 43.8 (matched via tags).

## Agent readiness — 37.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | verified |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **Interchecks Payments API v2** — REST API for creating and managing recipients, destination payment accounts (bank, card, PayPal, Venmo, prepaid), payments accepted in the Recipient Portal or a hosted widget, a...

## Security (2)

- **Interchecks Authentication** — oauth2/http · 2 schemes
- **Interchecks Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Interchecks Plans Pricing**

## Tags

Payments, Payouts, ACH, Real-Time Payments, Instant Payments, Disbursements, Cards, Financial Services, Fintech, Webhooks

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/interchecks/). Scores are computed from the provider's own public artifacts under a published rubric.