# Insurf

**Canonical:** https://apis.io/providers/insurf/  
**Website:** https://www.insurf.io  
**APIs profiled:** 0

Insurf, Inc. is a Y Combinator-backed healthcare company building an end-to-end prior-authorization and denial-appeals platform. Its flagship product, Inveto, is a denial-management workbench that turns denial letters, clinical evidence, and payer policy snapshots into source-cited prior-authorization templates and appeal packets for staff review and physician attestation before staff-controlled filing and outcome tracking. A second product, Surely, is a deterministic twelve-month health-plan cost engine for true-cost plan selection (coming soon). Insurf operates in private pilot: production PHI remains disabled behind customer BAAs, vendor coverage, technical gates, and founder go-live approval, and the company publishes public trust surfaces — security, privacy, terms, status, changelog, methodology, and documentation — for customer and diligence review.

## Kin Score — 24.6 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 24.6).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 13.0 |
| Commercial Clarity | 42.1 |

Regulatory layer — **Insurance**: 37.9 (matched via tags).

## Agent readiness — 2.7 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (3)

- **Insurf Domain Security** — TLSv1.3 · HSTS
- **Insurf Vulnerability Disclosure** — security.txt · contact published
- **Insurf Trust Center** — trust center published

## Tags

Company, Healthcare, Health Insurance, Prior Authorization, Denial Appeals, Revenue Cycle Management, Insurance, Artificial Intelligence, Y Combinator

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/insurf/). Scores are computed from the provider's own public artifacts under a published rubric.