# Insurely

**Canonical:** https://apis.io/providers/insurely/  
**Website:** https://www.insurely.com/  
**APIs profiled:** 1

Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, savings, and credit. Its Open Finance API lets financial institutions, fintechs, and AI companies create end users, capture user consent, run data collections (including PSD2 banking data), and retrieve normalized wealth data through a signal-and-fetch webhook model. The API pairs a static backend API key with short-lived per-user JWT session tokens, pins versions via a date-based Insurely-Version header, and runs on EU-only AWS infrastructure under ISO/IEC 27001 certification and GDPR compliance. Insurely is backed by Insight Partners.

## Kin Score — 34.7 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 34.7).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 42.9 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

Regulatory layer — **Banking & Open Finance**: 27.8 (matched via tags).

## Agent readiness — 32.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Insurely Open Finance API** — Create end users, capture consent, run data collections (including PSD2 banking data), and retrieve structured wealth data. Dual auth (backend API key + per-user JWT), date-base...

## MCP servers (1)

- **Insurely MCP Server**

## Security (3)

- **Insurely Authentication** — apiKey/http · 2 schemes
- **Insurely Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Insurely Trust Center** — ISO 27001, GDPR

## Tags

Company, Open Finance, Insurance, Fintech, PSD2, Financial Data, Data Aggregation, Pensions, Wealth, Europe

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/insurely/). Scores are computed from the provider's own public artifacts under a published rubric.