# Insurance Council of Australia

**Canonical:** https://apis.io/providers/insurance-council-australia/  
**Website:** https://insurancecouncil.com.au/  
**APIs profiled:** 3

The Insurance Council of Australia (ICA) is the representative body for Australia's general insurance industry, whose members write approximately 90% of total premium income for private sector general insurers and reinsurers, spanning home and contents, motor, travel, liability, professional indemnity, commercial property and directors and officers lines. The ICA administers the General Insurance Code of Practice, issues catastrophe and significant event declarations, operates the member Data Hub that reports claim counts, incurred losses and closed rates for declared events, and advocates on resilience, climate risk, building standards and insurance affordability. It is a market body rather than a carrier — it sells no policies and exposes no quote, bind, issue or FNOL API. Its API posture is partner-gated with no public developer program: developer, developers, docs and api subdomains do not resolve, and /developers/, /developer/, /partners/ and /integrations/ all return 404. The only integration surface is the member portal at memberportal.insurancecouncil.com.au, an Azure AD B2C (OpenID Connect authorization code) login wall for member insurers. Catastrophe and resilience data is published as PDF reports and a downloadable XLSX master file rather than through an API, and no ACORD, AL3 or NGDS reference appears anywhere on the site — Australia's insurance data seam is the Consumer Data Right, which was designated for general insurance and then deferred.

## Kin Score — 33.2 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 33.2).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 14.1 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 38.1 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Insurance**: 63.6 (matched via tags).

## Agent readiness — 22.2 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | verified |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (3)

- **Insurance Council of Australia WordPress REST API** — insurancecouncil.com.au runs on WordPress and leaves the standard WordPress REST API reachable anonymously at /wp-json/, returning JSON for pages, media (the PDF publication cor...
- **Insurance Council of Australia WordPress MCP Adapter (gated)** — A WordPress MCP adapter server route is registered on the ICA estate in the mcp namespace, alongside a wp-abilities/v1 namespace. Namespace discovery at /wp-json/mcp returns HTT...
- **Insurance Council of Australia News RSS Feed** — The ICA publishes its news, media releases, catastrophe declarations and resource updates as a standard RSS 2.0 feed at /feed/, served as application/rss+xml. This is the only f...

## MCP servers (1)

- **Insurance Council of Australia MCP Server**

## Security (2)

- **Insurance Council Australia Authentication** — none/openIdConnect · 3 schemes
- **Insurance Council Australia Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Insurance, Australia, General Insurance, Industry Association, Property and Casualty, Claims, Catastrophe, Risk Data, Code of Practice

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/insurance-council-australia/). Scores are computed from the provider's own public artifacts under a published rubric.