# InstaPaisa

**Canonical:** https://apis.io/providers/instapaisa/  
**Website:** https://instapaisa.com  
**APIs profiled:** 0

InstaPaisa was an India-based personal-finance and lending fintech surfaced as a 500 Global (500 Startups) portfolio company and added to the API Evangelist network as a stub for enrichment. As of this enrichment pass the company appears defunct or absorbed — its domain instapaisa.com resolves (Amazon CloudFront) but redirects to InCred Finance (incred.com), an Indian digital lending / NBFC platform, indicating an acquisition or wind-down. No public developer portal, API documentation, or machine-readable API specification was found for InstaPaisa, so no API artifacts could be harvested or derived; only live domain-security signals for instapaisa.com were probed.

## Kin Score — 1.5 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 1.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Instapaisa Domain Security** — no transport/DNS hardening detected

## Tags

Company, Fintech, Lending, Personal Finance, Payments, India, 500 Global, Acquired

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/instapaisa/). Scores are computed from the provider's own public artifacts under a published rubric.