# InRisk

**Canonical:** https://apis.io/providers/inrisk/  
**Website:** https://inrisklabs.com/  
**APIs profiled:** 0

InRisk Labs is a climate insurtech company building parametric insurance products for climate and disaster risk financing. Its platform pairs an AI-driven pricing engine, real-time geospatial and weather monitoring, and blockchain smart contracts to deliver rapid, data-triggered payouts across 15+ parametric products spanning agriculture (crop, livestock, agri-input), renewable energy (solar, wind), logistics, tourism, energy demand, infrastructure protection, and wage and business-interruption cover. Risk models incorporate global climate drivers such as ENSO and IOD and range from India to global coverage. InRisk exposes an "API on-demand" so insurance partners can integrate customized products, dynamic pricing, and real-time analytics into their own infrastructure. Surfaced as a portfolio company of Bessemer Venture Partners.

## Kin Score — 3.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 3.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Inrisk Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Insurance, Insurtech, Parametric Insurance, Climate Risk, Agriculture, Renewable Energy

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/inrisk/). Scores are computed from the provider's own public artifacts under a published rubric.