# Innoviti

**Canonical:** https://apis.io/providers/innoviti/  
**Website:** https://innoviti.com/  
**APIs profiled:** 0

Innoviti Technologies Pvt. Ltd. is a Bengaluru-based payment technology company and RBI-authorized payment aggregator (online and, since January 2026, in-store) operating under India's Payment & Settlements Act 2007. Founded in 2002, Innoviti builds collections, reconciliation, and revenue-assurance infrastructure for large organized retail. Its products include innoviti unipay (an enterprise payment and reconciliation platform for omnichannel settlements and leakage control), innoviti genie (a sales acceleration and dealer-margin platform for mobile and electronics retail), and innoviti link (a POS-free mobile collection app accepting cards, UPI, and EMI). The company serves enterprise retailers including Samsung, Reliance Retail, Tanishq, Shoppers Stop, and More Retail, holds multiple payment-communication patents, and maintains PCI DSS, PCI P2PE, and PCI PIN certifications. Added to the API Evangelist network as a fintech portfolio lead; no public developer portal, OpenAPI, or self-serve API documentation was found during enrichment.

## Kin Score — 15.3 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 15.3).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 25.0 |
| Access Clarity | 25.0 |

Regulatory layer — **Payments**: 43.8 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Innoviti Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Payments, Payment Aggregator, Point-of-Sale, Retail, UPI, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/innoviti/). Scores are computed from the provider's own public artifacts under a published rubric.