# iDEAL

**Canonical:** https://apis.io/providers/ideal/  
**Website:** https://ideal.nl/  
**APIs profiled:** 0

iDEAL is a Dutch online payment method that enables consumers to pay for e‑commerce purchases directly from their own bank accounts. It connects the shopper’s bank with the merchant’s website, providing a secure, real‑time transaction without the need for credit cards or third‑party wallets. The service is widely used across the Netherlands and integrates with many banks, offering a seamless checkout experience for both merchants and customers.

## Kin Score — 5.8 / 100 (minimal)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 46.4 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## Security (2)

- **Ideal Domain Security** — TLSv1.2 · DMARC
- **Ideal Vulnerability Disclosure** — security.txt · contact published

## Tags

Payments, Banking, Europe, E-commerce, API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ideal/). Scores are computed from the provider's own public artifacts under a published rubric.