# iBanFirst

**Canonical:** https://apis.io/providers/ibanfirst/  
**Website:** https://www.ibanfirst.com/  
**APIs profiled:** 2

iBanFirst is a Brussels-headquartered cross-border payment and foreign-exchange platform for businesses, licensed as a payment institution by the National Bank of Belgium (company number 0849.872.824) and operating across Belgium, France, the Netherlands, Germany, Spain, Romania, Bulgaria, Italy, Hungary and the United Kingdom. It provides multi-currency "augmented currency accounts" with dedicated IBANs, SWIFT and SEPA payments with payment tracking, spot FX in 30+ currencies, and fixed forward payment contracts for currency-risk hedging. Its developer surface is a public REST API (iBanFirst API 1.6.0, 38 operations over accounts, financial movements, beneficiaries, payments, spot trades, fixed forwards, documents and webhook subscriptions), X-WSSE token authentication, HMAC-SHA256-signed webhooks for payment and trade events, a separate eIDAS/QWAC-gated PSD2 XS2A API for AIS and PIS third-party providers, and a hosted first-party remote MCP server that gives agents read access to treasury data.

## Kin Score — 58.8 / 100 (strong)

Scored 2026-09-08 under rubric 0.20.0. Trend: flat (+0.0 from 58.8).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 57.5 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 36.8 |
| Developer Ergonomics | 68.5 |
| Commercial Clarity | 73.7 |
| Access Clarity | 73.7 |

Regulatory layer — **Banking & Open Finance**: 45.6 (matched via tags).

## Agent readiness — 50.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | documented |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (11)

- **iBanFirst MCP Connector** — First-party hosted remote MCP server, launched with API 1.7.0 on 2026-06-05, exposing 16 read tools over wallets, balances, financial movements, payments, live FX rates, spot tr...
- **iBanFirst PSD2 XS2A API** — PSD2 access-to-account API for registered third-party providers, covering account information services (AIS), payment initiation services (PIS) and strong customer authenticatio...
- **iBanFirst Accounts API** — Each of your accounts has its own specific currency and IBAN. The API allows you to get details and balances about each account in real time. **Note :** ***accounts*** are also ...
- **iBanFirst Beneficiaries API** — A beneficiary can be either your own account in another bank or a third party recipient account. Beneficiaries can be created or deleted through the API. **Note :** ***beneficia...
- **iBanFirst Documents API** — The API allows you to access your documents stored on the iBanFirst platform through a one-time access link. Documents must be generated on the platform before being available t...
- **iBanFirst Financial movements API** — The API allows you to retrieve all financial movements from your accounts.
- **iBanFirst Fixed forward payment contract API** — Book a fixed forward payment contracts instantly on iBanFirst without manual intervention. - Available currency pairs: - **EUR/USD** - **EUR/GBP** - **GBP/USD** - Maturities: **...
- **iBanFirst Logs API** — The Logs API from iBanFirst — 2 operation(s) for logs.
- **iBanFirst Payments API** — Sending funds from one of your iBanFirst accounts to your own external bank account or a third-party recipient involves two steps: 1. Generate the payment object with the 'Creat...
- **iBanFirst Spot trades API** — The API provides a deliverable FX facility and deliverable FX liquidity. You will become counterparty to iBanFirst and can market and sell deliverable FX services to corporate a...
- **iBanFirst Webhook subscriptions API** — **1. WHAT IS A WEBHOOK ?** - Webhooks are events based real-time notifications providing updates on transactions and removing the need for periodic polling. - Webhook notificati...

## MCP servers (2)

- **iBanFirst MCP**
- **iBanFirst MCP Server**

## Security (3)

- **Ibanfirst Authentication** — apiKey/oauth2/mutualTLS · 3 schemes
- **Ibanfirst Domain Security** — TLSv1.3 · HSTS · DMARC
- **Ibanfirst Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Ibanfirst Plans Pricing**

## Tags

Company, Fintech Insurtech, Cross-Border Payments, Foreign Exchange, B2B Payments, Treasury, multi-currency-accounts, Swift, SEPA, PSD2, Open Banking, currency-risk-management, Webhook, MCP, Belgium, Europe

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ibanfirst/). Scores are computed from the provider's own public artifacts under a published rubric.