# Hypto

**Canonical:** https://apis.io/providers/hypto/  
**Website:** https://hypto.in/  
**APIs profiled:** 1

Hypto provides a developer-friendly payment gateway platform offering APIs for collections, payouts, and UPI transactions in India. Their services enable businesses to automate fund transfers via IMPS, NEFT, RTGS, and UPI, create virtual accounts for seamless collections, and integrate payment solutions quickly with low pricing and high scalability. Hypto processes over $100M daily, supporting use cases such as supplier payments, loan disbursements, online gaming rewards, and more, with robust security and extensive documentation.

## Kin Score — 27.6 / 100 (thin)

Scored 2026-10-23 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 53.6 |
| Contract Quality | 56.0 |
| Contract Governance | 22.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 8.9 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 17.0 (matched via tags).

## Agent readiness — 23.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | derived |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |

## APIs (7)

- **Hypto Banking API** — This section explains how to create virtual accounts that can be used to receive collections and deposits using any fund transfer mode.
- **Hypto Generate QR API** — This section explains the steps to generate a QR code using any given UPI ID on web (.js) and android (Java/Kotlin)
- **Hypto Payments API** — This section explains how to initiate a fund transfer to any bank account and check the status of the transaction.
- **Hypto Status API** — This section explains how to fetch status details of partner services.
- **Hypto UPI API** — Create customized UPI IDs to accept payments through any UPI app.
- **Hypto UPI Collections API** — Initiate collection requests to any UPI ID and receive payments through any UPI app
- **Hypto Webhooks API** — This section explains the steps to configure callback urls for receiving transactions (collections) into virtual accounts and UPI IDs.

## Agentic access (1)

- **Hypto Agentic Access** — 65 operations · 31 acting

## Security (1)

- **Hypto Domain Security** — TLSv1.3

## Tags

Company, Payments, Fintech, Collection

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hypto/). Scores are computed from the provider's own public artifacts under a published rubric.