# HyperPay

**Canonical:** https://apis.io/providers/hyperpay/  
**Website:** https://www.hyperpay.com/  
**APIs profiled:** 6

HyperPay is a MENA / Saudi Arabia online payment gateway built on the ACI / OPPWA Open Payment Platform. Its REST API powers the COPYandPAY hosted widget and a Server-to-Server integration, accepting cards (VISA, MASTER, AMEX), the Saudi domestic mada scheme, STC Pay, and Apple Pay, priced and settled in SAR. Additional products include HyperSplit (marketplace payouts) and HyperBill (invoicing).

## Kin Score — 56.5 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 56.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 66.0 |
| Governance | 20.8 |
| Operational Transparency | 36.8 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 55.3 |

Regulatory layer — **Payments**: 50.0 (matched via tags).

## Agent readiness — 43.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (6)

- **HyperPay HyperSplit** — HyperSplit distributes a single collected payment across multiple sub-merchants or beneficiaries for marketplace and platform payout scenarios. Onboarding and API access are arr...
- **HyperPay HyperBill** — HyperBill issues invoices and shareable payment links that collect payment through the HyperPay platform without a custom checkout integration.
- **HyperPay COPYandPAY API** — Hosted widget checkout preparation and result.
- **HyperPay Payments API** — Server-to-Server payments and back-office operations.
- **HyperPay Query API** — Query the status of a prior payment.
- **HyperPay Registrations API** — Tokenization of payment instruments for one-click and recurring.

## MCP servers (1)

- **hyperpay-mcp.yml**

## Agentic access (1)

- **Hyperpay Agentic Access** — 9 operations · 6 acting · 5 human-in-the-loop

## Security (4)

- **Hyperpay Authentication** — http · 2 schemes
- **Hyperpay Domain Security** — HSTS
- **Hyperpay Vulnerability Disclosure** — security.txt · contact published
- **Hyperpay Trust Center** — PCI-DSS Level 1, SAMA (Saudi Central Bank) licensed payment service provider

## Plans (1)

- **Hyperpay Plans Pricing**

## Tags

Payments, Payment Gateway, Fintech, MENA, Saudi Arabia, mada, Apple Pay, Cards

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hyperpay/). Scores are computed from the provider's own public artifacts under a published rubric.