# Humana

**Canonical:** https://apis.io/providers/humana/  
**Website:** https://www.humana.com/  
**APIs profiled:** 7

Humana is a U.S. health insurance company that provides Medicare, Medicaid, and employer-sponsored health insurance plans, along with wellness programs and healthcare services. Humana publishes a suite of FHIR-compliant APIs that give third-party applications access to member health data, coverage information, drug formularies, and provider directories under CMS interoperability rules.

## Kin Score — 35.7 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 35.7).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 57.4 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Health**: 25.0 (matched via tags).

## Agent readiness — 34.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | na |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (7)

- **Humana FHIR Medication API** — FHIR R4-compliant API surface for medication-related resources including Medication, MedicationKnowledge, MedicationRequest, drug formulary List resources, and supporting payer ...
- **Humana FHIR Coverage and Benefits API** — FHIR R4-compliant API surface for insurance coverage data, including Coverage, ExplanationOfBenefits, and InsurancePlan resources used to satisfy CMS Patient Access and Provider...
- **Humana FHIR Provider Directory API** — FHIR R4-compliant API surface for provider directory information, including Patient, Practitioner, PractitionerRole, Organization, Location, and DocumentReference resources.
- **Humana Clinical API** — Clinical FHIR resources
- **Humana Coverage API** — Coverage and insurance FHIR resources
- **Humana Demographic API** — Patient and provider demographic FHIR resources
- **Humana Medications API** — Medication FHIR resources

## Agentic access (1)

- **Humana Agentic Access** — 12 operations

## Security (2)

- **Humana Authentication** — http · 1 scheme
- **Humana Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Humana Plans Pricing**

## Tags

FHIR, Health Insurance, Healthcare, Interoperability, Medicare, Fortune 100

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/humana/). Scores are computed from the provider's own public artifacts under a published rubric.