# HSBC USA

**Canonical:** https://apis.io/providers/hsbc-usa/  
**Website:** https://www.us.hsbc.com/  
**APIs profiled:** 2

HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a nationally chartered bank supervised by the Office of the Comptroller of the Currency (OCC). After exiting mass-market domestic retail banking in 2022 — selling its East Coast branches and national online deposit business to Citizens and its West Coast branches to Cathay Bank — HSBC refocused its US operations on global wholesale, commercial and corporate banking, global banking and markets, and wealth management for internationally connected clients. On the open-finance front, HSBC USA does not publish a US-specific first-party developer program; public API access is provided through HSBC's group-wide corporate and institutional Developer Portal (developer.hsbc.com), whose transaction-banking API products serve US wholesale clients but require registration and login to reach the actual API reference and specifications. There is no publicly downloadable OpenAPI, and consumer-permissioned data access for remaining US accounts is mediated through third-party aggregators rather than a documented first-party consumer data-sharing API.

## Kin Score — 17.9 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 17.9).

| Facet | Score |
|---|---|
| Discoverability | 77.8 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 13.2 |
| Developer Ergonomics | 26.2 |
| Commercial Clarity | 23.7 |
| Access Clarity | 23.7 |

Regulatory layer — **Banking & Open Finance**: 20.3 (matched via tags).

## Agent readiness — 2.6 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (2)

- **Treasury - Payment Initiation** — HSBC group corporate transaction-banking API for initiating outbound payments programmatically, documented on HSBC's Developer Portal and available to wholesale clients includin...
- **Omni Collect - Single API** — HSBC group corporate collections API consolidating multiple collection and receivables channels behind a single interface, documented on HSBC's Developer Portal for wholesale cl...

## Security (2)

- **Hsbc Usa Domain Security** — TLSv1.3 · HSTS · DMARC
- **Hsbc Usa Vulnerability Disclosure** — Bugcrowd · security.txt · contact published

## Tags

Financial-Services, Banking, United States, Corporate Banking, Transaction Banking, Wealth Management, Open Finance, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hsbc-usa/). Scores are computed from the provider's own public artifacts under a published rubric.