# HSBC Bank Australia

**Canonical:** https://apis.io/providers/hsbc-australia/  
**Website:** https://www.hsbc.com.au/  
**APIs profiled:** 8

HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc), operating as an Authorised Deposit-taking Institution (ADI) regulated by APRA and ASIC. It is a wholly owned, shareholder-owned bank (not a customer-owned mutual) offering home loans, everyday and savings accounts, credit cards, term deposits, and business and international banking across Australia. As a designated data holder under Australia's Consumer Data Right (CDR / Open Banking), HSBC Australia exposes a public, unauthenticated Product Reference Data (PRD) API plus the full authenticated CDR Banking surface - accounts, balances, transactions, direct debits, scheduled payments, and payees - conforming to the DSB Consumer Data Standards CDR Banking API (v1.36.0). The public product endpoints are on https://public.ob.hsbc.com.au/cds-au/v1 and the consumer-authorized endpoints on the MTLS host https://mtls.ob.hsbc.com.au/cds-au/v1, accessible only to Accredited Data Recipients under the CDR ADR model. HSBC is presently a data holder only and is not accredited to receive third-party banking data. Beyond the Australian CDR surface, HSBC Group operates a global developer portal at develop.hsbc.com covering commercial/corporate banking APIs and non-Australian Open Banking markets.

## Kin Score — 46.1 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.2 from 44.9).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 51.0 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 49.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 70.9 (matched via tags).

## Agent readiness — 34.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (8)

- **HSBC Developer Portal - Commercial APIs (HSBC Group, partner-gated)** — HSBC Group's global developer portal (develop.hsbc.com) documents commercial / corporate-banking APIs available to HSBC's business and corporate clients, alongside Open Banking ...
- **HSBC Bank Australia Banking Account Balances API** — Banking Account Balance endpoints
- **HSBC Bank Australia Banking Account Direct Debits API** — Banking Account Direct Debit endpoints
- **HSBC Bank Australia Banking Account Scheduled Payments API** — Banking Account Scheduled Payment endpoints
- **HSBC Bank Australia Banking Account Transactions API** — Banking Account Transaction endpoints
- **HSBC Bank Australia Banking Accounts API** — Banking Account endpoints
- **HSBC Bank Australia Banking Payees API** — Banking Payee endpoints
- **HSBC Bank Australia Banking Products API** — Banking Product endpoints

## MCP servers (1)

- **HSBC Bank Australia MCP Server**

## Agentic access (1)

- **Hsbc Australia Agentic Access** — 19 operations · 3 acting

## Security (2)

- **Hsbc Australia Authentication** — none/openIdConnect/oauth2/mutualTLS · 3 schemes
- **Hsbc Australia Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial, Banks, Open Banking, CDR, Consumer Data Right, Consumer Banking, Australia, Product Reference Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hsbc-australia/). Scores are computed from the provider's own public artifacts under a published rubric.