# homecoverhq-com

**Canonical:** https://apis.io/providers/homecoverhq-com/  
**Website:** https://homecoverhq.com/  
**APIs profiled:** 1

HomeCover HQ provides measured US renters and homeowners insurance premium data, aggregating NAIC filings and Census records for over 44 million renter households. It offers an API (OpenAPI 3.1) exposing datasets, analytics tools, and a consumer quote service, enabling developers and agents to retrieve rates, compare datasets, and submit enquiries.

## Kin Score — 40.8 / 100 (developing)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 65.0 |
| Contract Quality | 48.8 |
| Contract Governance | 22.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 37.4 |
| Access Clarity | 34.2 |

Regulatory layer — **Insurance**: 42.1 (matched via tags).

## Agent readiness — 29.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | derived |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | unknown |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |

## APIs (3)

- **homecoverhq-com Dataset API** — dataset
- **homecoverhq-com Enquiry API** — enquiry
- **homecoverhq-com MCP API** — The mcp API from homecoverhq-com — 1 operation(s) for mcp.

## MCP servers (1)

- **homecoverhq-com MCP Server** — Remote MCP server at homecoverhq.com.

## Agentic access (1)

- **Homecoverhq Com Agentic Access** — 12 operations · 10 acting

## Security (3)

- **Homecoverhq Com Authentication** — 1 scheme
- **Homecoverhq Com Domain Security** — TLSv1.3 · HSTS · DMARC
- **Homecoverhq Com Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Homecoverhq Com Plans Pricing**

## Tags

Company, Insurance, Data, RealEstate, API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/homecoverhq-com/). Scores are computed from the provider's own public artifacts under a published rubric.