# HomeCalc.ca

**Canonical:** https://apis.io/providers/homecalc-ca/  
**Website:** https://homecalc.ca/  
**APIs profiled:** 2

HomeCalc.ca provides free Canadian real estate and mortgage calculators built from official CMHC, CRA, Bank of Canada, and provincial data. Based in Toronto, the service offers transparent, regularly updated tools for homeowners, buyers, and renters across Canada, helping users estimate mortgage payments, affordability, and property taxes with ease.

## Kin Score — 18.5 / 100 (emerging)

Scored 2026-11-13 under rubric 0.28.0.

| Facet | Score |
|---|---|
| Discoverability | 56.7 |
| Contract Quality | 19.2 |
| Contract Governance | 22.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Access Clarity | 17.0 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 12.7 (matched via fallback).

## Agent readiness — 23.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | distinct |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (2)

- **HomeCalc API** — Provides mortgage calculator tools via a developer connector documentation site.
- **HomeCalc.ca API** — HomeCalc.ca API as documented publicly: 2 operations. Contract generated from the documentation by API Evangelist (2026-11-11); not the provider's own document.

## MCP servers (1)

- **HomeCalc.ca MCP Server** — Remote MCP server at homecalc.ca.

## Security (1)

- **HomeCalc.ca Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Real Estate, Mortgage, Calculators, Canada

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/homecalc-ca/). Scores are computed from the provider's own public artifacts under a published rubric.