# Hnry

**Canonical:** https://apis.io/providers/hnry/  
**Website:** https://hnry.co.nz/  
**APIs profiled:** 1

Hnry is a New Zealand-founded financial administration and accounting service for sole traders, contractors and freelancers, operating in New Zealand, Australia and the United Kingdom. Customers are issued a dedicated "Hnry Account" bank account; every payment that lands in it is automatically split — income tax, GST/VAT, ACC levies, Medicare levy and student loan repayments are calculated, deducted and paid to the revenue authority in real time, and the remainder is passed straight through to the customer. On top of that payment rail Hnry runs invoicing, invoice chasing, expense capture and review, allocations to savings/investments/charities, business reporting, tax filing and a Hnry Business Mastercard. Pricing is a single usage-based fee of 1% of each inbound payment plus tax, annually capped. The platform is a Rails application at app.hnry.io with a REST API that backs the mobile apps and a public Zapier integration; the API reference at app.hnry.io/api-docs and the "Developer Platform" workspace page are both credential-gated, so no machine-readable contract is published.

## Kin Score — 37.3 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 37.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 13.2 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 92.1 |
| Access Clarity | 92.1 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 7.2 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **Hnry Platform API** — The REST API behind the Hnry app. It backs the Hnry iOS/Android clients and the published Hnry Zapier integration, which exposes create/find operations over clients, invoices, i...

## Security (4)

- **Hnry Authentication** — 0 schemes
- **Hnry Domain Security** — TLSv1.3 · HSTS · DMARC
- **Hnry Vulnerability Disclosure** — Hackerone · contact published
- **Hnry Trust Center** — ISO/IEC 27001

## Plans (1)

- **Hnry Plans Pricing**

## Tags

Accounting, Tax, Payments, Invoicing, Expense Management, Financial Services, Sole Traders, Payroll, Fintech, New Zealand, Australia, United Kingdom

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hnry/). Scores are computed from the provider's own public artifacts under a published rubric.