# HNC

**Canonical:** https://apis.io/providers/hnc/  
**APIs profiled:** 0

HNC Software Inc. was a San Diego-based predictive-software company founded in 1986 that built neural-network and decision-management systems for credit-card and workers-compensation fraud detection, customer analytics, and profitability management across financial services, insurance, telecommunications, and retail. Its flagship Falcon product screened a large share of the world's payment-card transactions for fraud. HNC was an early Battery Ventures investment, went public in 1995, and was acquired by Fair Isaac (FICO) in May 2002; it no longer operates as an independent entity and publishes no current developer or API surface.

## Kin Score — 0.9 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 0.9).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 0.0 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Fraud Detection, Predictive Analytics, Machine-Learning, Decision Management, Financial-Services, Insurance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hnc/). Scores are computed from the provider's own public artifacts under a published rubric.