# HitPay

**Canonical:** https://apis.io/providers/hitpay/  
**Website:** https://www.hitpayapp.com/  
**APIs profiled:** 24

HitPay is a Singapore-headquartered all-in-one payments platform for small and medium businesses across Asia-Pacific, unifying online checkout, point of sale, and B2B billing. Its REST API creates hosted Payment Requests, runs Recurring Billing on saved cards, and issues Refunds, with first-class Southeast Asian local methods (PayNow, GrabPay, WeChat Pay, Alipay, ShopeePay, Atome) alongside cards. Requests authenticate with the X-BUSINESS-API-KEY header.

## Kin Score — 66.5 / 100 (exemplar)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 66.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 65.8 |
| Governance | 20.8 |
| Operational Transparency | 50.0 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 100.0 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 57.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | yes |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (24)

- **HitPay Account Status API** — The Account Status API from HitPay — 1 operation(s) for account status.
- **HitPay Balances API** — The Balances API from HitPay — 3 operation(s) for balances.
- **HitPay Beneficiaries API** — The Beneficiaries API from HitPay — 3 operation(s) for beneficiaries.
- **HitPay Charge API** — The Charge API from HitPay — 1 operation(s) for charge.
- **HitPay Charges API** — The Charges API from HitPay — 4 operation(s) for charges.
- **HitPay Customers API** — The Customers API from HitPay — 2 operation(s) for customers.
- **HitPay Invoices API** — The Invoices API from HitPay — 2 operation(s) for invoices.
- **HitPay Notifications API** — The Notifications API from HitPay — 1 operation(s) for notifications.
- **HitPay Orders API** — The Orders API from HitPay — 2 operation(s) for orders.
- **HitPay Payment Requests API** — The Payment Requests API from HitPay — 4 operation(s) for payment requests.
- **HitPay Product Category API** — The Product Category API from HitPay — 1 operation(s) for product category.
- **HitPay Products API** — The Products API from HitPay — 2 operation(s) for products.
- **HitPay Readers API** — The Readers API from HitPay — 2 operation(s) for readers.
- **HitPay Recurring Billing API** — The Recurring Billing API from HitPay — 5 operation(s) for recurring billing.
- **HitPay Refund API** — The Refund API from HitPay — 2 operation(s) for refund.
- **HitPay Refunds API** — Refund completed PayNow or card charges.
- **HitPay Remitters API** — The Remitters API from HitPay — 2 operation(s) for remitters.
- **HitPay Staffs API** — The Staffs API from HitPay — 2 operation(s) for staffs.
- **HitPay Static Qr API** — The Static Qr API from HitPay — 2 operation(s) for static qr.
- **HitPay Subscription Plan API** — The Subscription Plan API from HitPay — 2 operation(s) for subscription plan.
- **HitPay Subscription Plans API** — Reusable recurring-billing plan templates.
- **HitPay Transfers API** — The Transfers API from HitPay — 3 operation(s) for transfers.
- **HitPay Virtual Accounts API** — The Virtual Accounts API from HitPay — 2 operation(s) for virtual accounts.
- **HitPay Webhook Events API** — The Webhook Events API from HitPay — 2 operation(s) for webhook events.

## MCP servers (1)

- **hitpay-mcp.yml**

## Agentic access (1)

- **Hitpay Agentic Access** — 12 operations · 8 acting · 8 human-in-the-loop

## Security (4)

- **Hitpay Authentication** — apiKey · 2 schemes
- **Hitpay Domain Security** — TLSv1.3 · HSTS
- **Hitpay Vulnerability Disclosure** — security.txt · contact published
- **Hitpay Trust Center** — PCI DSS, MAS Major Payment Institution (MPI)

## Plans (1)

- **Hitpay Plans Pricing**

## Tags

Payments, Fintech, PayNow, Southeast Asia, SMB

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hitpay/). Scores are computed from the provider's own public artifacts under a published rubric.