# Hippo Insurance

**Canonical:** https://apis.io/providers/hippo-insurance/  
**Website:** https://www.hippo.com/  
**APIs profiled:** 4

Hippo is a modern homeowners insurance carrier that also offers landlord, fire, flood, pet, and auto add-ons, backed by 70+ carrier partners. Hippo's smart-home angle is the Hippo Home app, which delivers DIY maintenance checklists, seasonal guidance, and a home health score. Hippo's B2B distribution runs through First Connect, an API-driven independent-agent platform with 100+ carriers and MGAs, and Spinnaker for MGA carrier paper.

## Kin Score — 16.4 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 16.4).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Insurance**: 16.7 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Free — onboarding: unknown, pricing: free, trial: no (confidence: medium).

## APIs (4)

- **Hippo Consumer Quote & Bind** — Direct-to-consumer homeowners quote, bind, and policy management. Quotes delivered in under 60 seconds. No public API; carrier partnerships are managed via First Connect.
- **Hippo Home App** — Hippo Home is the consumer smart-home companion app for iOS and Android. Provides DIY maintenance checklists, seasonal guidance, and a home health score. No public API; integrat...
- **First Connect (Independent Agent Platform)** — First Connect, a Hippo subsidiary, is an API-first digital platform giving independent agents one-stop access to 100+ home, auto, cyber, small business, life, and specialty carr...
- **Spinnaker Insurance (MGA Carrier Paper)** — Spinnaker is Hippo's affiliated specialty admitted carrier providing paper for MGAs and program administrators. Integrations are sales-led.

## Security (2)

- **Hippo Insurance Domain Security** — TLSv1.3 · HSTS · DMARC
- **Hippo Insurance Trust Center** — SOC 2, CSA STAR

## Plans (1)

- **Hippo Insurance Plans Pricing**

## Tags

Insurance, Homeowners, Insurtech, Smart Home, Agents, MGA, Embedded Insurance, Carrier

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hippo-insurance/). Scores are computed from the provider's own public artifacts under a published rubric.