# Hifi

**Canonical:** https://apis.io/providers/hifi/  
**Website:** https://hifi.com  
**APIs profiled:** 15

Hifi is a stablecoin and money-movement infrastructure company that provides composable financial APIs for moving, converting, routing, and settling value across bank rails and stablecoins. The platform covers fiat on-ramps and off-ramps, crypto transfers, token swaps, cross-chain bridging, virtual accounts, wallets and custody, KYC and compliance onboarding, settlement rules and orchestration addresses, transfer approvals, and reporting. Hifi is registered as a Money Services Business and partners with Cross River Bank for regulated banking, letting developers build global payouts, treasury automation, escrow flows, and multi-chain settlement programmatically over a single REST API secured with bearer API keys.

## Kin Score — 50.8 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 50.8).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 61.9 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Payments**: 39.1 (matched via tags).

## Agent readiness — 39.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (15)

- **Hifi Account API** — Account endpoints
- **Hifi Common API** — Common endpoints
- **Hifi Cross-Chain Bridge API** — Cross-Chain Bridge endpoints
- **Hifi Crypto Transfer API** — Crypto Transfer endpoints
- **Hifi File API** — File endpoints
- **Hifi Kyc API** — Kyc endpoints
- **Hifi Offramp API** — Offramp endpoints
- **Hifi Onramp API** — Onramp endpoints
- **Hifi Reporting API** — Reporting and metrics endpoints
- **Hifi Settlement Rules API** — The Settlement Rules API from Hifi — 5 operation(s) for settlement rules.
- **Hifi Token Swap API** — Token Swap endpoints
- **Hifi Transfer Approvals API** — Transfer approval workflow and admin actions
- **Hifi User API** — User endpoints
- **Hifi Virtual Account API** — Virtual Account endpoints
- **Hifi Wallet API** — Wallet endpoints

## MCP servers (1)

- **Hifi MCP Server**

## Agentic access (1)

- **Hifi Agentic Access** — 87 operations · 42 acting

## Security (2)

- **Hifi Authentication** — http · 1 scheme
- **Hifi Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Stablecoins, Payments, Money Movement, On-Ramp, Off-Ramp, Crypto, Fintech, KYC, Virtual Accounts, Cross-Chain, Financial Infrastructure

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/hifi/). Scores are computed from the provider's own public artifacts under a published rubric.