# Pocket

**Canonical:** https://apis.io/providers/heypocket-com/  
**Website:** https://heypocket.com  
**APIs profiled:** 1

Pocket (operating as heypocket.com) is a fintech platform offering AI‑enhanced personal finance tools, budgeting assistance, and transaction insights. The service integrates with users’ bank accounts to provide real‑time spending analytics, automated savings recommendations, and personalized financial advice. Pocket’s public API includes a GraphQL endpoint for data queries and an MCP endpoint for tool interactions, both documented on the company site. Backed by Y Combinator, Pocket aims to simplify money management through intelligent automation and a user‑friendly web interface.

## Kin Score — 10.2 / 100 (minimal)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 58.9 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Access Clarity | 21.1 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 12.7 (matched via fallback).

## Agent readiness — 7.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | no |
| Agentic Commerce | platform |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## APIs (1)

- **Pocket API** — Pocket provides a GraphQL API for accessing personal finance data and an MCP endpoint for tool interactions.

## Security (1)

- **Heypocket Com Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, AI, PersonalFinance, Budgeting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/heypocket-com/). Scores are computed from the provider's own public artifacts under a published rubric.