# Heron

**Canonical:** https://apis.io/providers/heron/  
**Website:** https://www.herondata.io/  
**APIs profiled:** 1

Heron (Heron Data) is a financial-services document-automation and cashflow-underwriting platform. Its API and AI platform handle document intake, classification, parsing and validation, enrichment, policy/rule evaluation, and CRM sync across 50+ document types (bank statements, tax returns, financial statements, ACORD forms). Lenders, MCA funders, brokers, and insurers upload documents for an "end user" (company), then read back parsed transactions, a Heron Score, scorecards, cashflow P&L, anomaly/fraud checks, and decline analytics. Heron publishes an OpenAPI 3.0 contract at app.herondata.io/swagger covering 226 paths and 272 operations, a conformant A2A agent card and a published Agent Skill on its documentation host, and a live unauthenticated MCP endpoint for documentation retrieval. The REST API authenticates with an x-api-key header, signals rate limits via x-ratelimit-* headers, and pushes async progress through webhooks. Backed by Insight Partners.

## Kin Score — 61.5 / 100 (strong)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+1.3 from 60.2).

| Facet | Score |
|---|---|
| Discoverability | 70.4 |
| Contract Quality | 56.8 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 73.7 |
| Developer Ergonomics | 78.6 |
| Commercial Clarity | 43.4 |
| Access Clarity | 43.4 |

Regulatory layer — **Insurance**: 54.5 (matched via tags).

## Agent readiness — 31.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | derived |
| Agent Skills | yes |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Book a demo; credentials issued by Heron — onboarding: unknown, pricing: enterprise, trial: yes (confidence: high).

## APIs (48)

- **Heron Analytics API** — The Analytics API from Heron — 1 operation(s) for analytics.
- **Heron App Store API** — The AppStore API from Heron — 1 operation(s) for appstore.
- **Heron Authentication API** — The Authentication API from Heron — 1 operation(s) for authentication.
- **Heron Broker Funder Policies API** — The Broker Funder Policies API from Heron — 10 operation(s) for broker funder policies.
- **Heron Broker Submissions API** — The BrokerSubmissions API from Heron — 6 operation(s) for brokersubmissions.
- **Heron Categories API** — The Categories API from Heron — 1 operation(s) for categories.
- **Heron Clear API** — The Clear API from Heron — 2 operation(s) for clear.
- **Heron Credentials API** — The Credentials API from Heron — 4 operation(s) for credentials.
- **Heron CRM Integrations API** — The CrmIntegrations API from Heron — 2 operation(s) for crmintegrations.
- **Heron Email Templates API** — The EmailTemplates API from Heron — 2 operation(s) for emailtemplates.
- **Heron End Users API** — The End Users API from Heron — 3 operation(s) for end users.
- **Heron End User Accounts API** — The EndUserAccounts API from Heron — 1 operation(s) for enduseraccounts.
- **Heron End User Attributes API** — The EndUserAttributes API from Heron — 1 operation(s) for enduserattributes.
- **Heron End User Calculations API** — The EndUserCalculations API from Heron — 18 operation(s) for endusercalculations.
- **Heron End User Data Source Accounts API** — The EndUserDataSourceAccounts API from Heron — 3 operation(s) for enduserdatasourceaccounts.
- **Heron End User Data Sources API** — The EndUserDataSources API from Heron — 3 operation(s) for enduserdatasources.
- **Heron End User Emails API** — The EndUserEmails API from Heron — 1 operation(s) for enduseremails.
- **Heron End User Enrichers API** — The EndUserEnrichers API from Heron — 5 operation(s) for enduserenrichers.
- **Heron End User Entity API** — The EndUserEntity API from Heron — 14 operation(s) for enduserentity.
- **Heron End User Files API** — The EndUserFiles API from Heron — 18 operation(s) for enduserfiles.
- **Heron End User Financials API** — The EndUserFinancials API from Heron — 1 operation(s) for enduserfinancials.
- **Heron End User Integrations API** — The EndUserIntegrations API from Heron — 15 operation(s) for enduserintegrations.
- **Heron End User Queries API** — The EndUserQueries API from Heron — 1 operation(s) for enduserqueries.
- **Heron End User Rules API** — The EndUserRules API from Heron — 1 operation(s) for enduserrules.
- **Heron End Users API** — The EndUsers API from Heron — 20 operation(s) for endusers.
- **Heron Enriched Transactions API** — The EnrichedTransactions API from Heron — 2 operation(s) for enrichedtransactions.
- **Heron Enrichment Feedback API** — The EnrichmentFeedback API from Heron — 4 operation(s) for enrichmentfeedback.
- **Heron File Class API** — The FileClass API from Heron — 4 operation(s) for fileclass.
- **Heron Funder Integrations API** — The Funder Integrations API from Heron — 4 operation(s) for funder integrations.
- **Heron Funder Submissions API** — The Funder Submissions API from Heron — 3 operation(s) for funder submissions.
- **Heron Funders API** — The Funders API from Heron — 4 operation(s) for funders.
- **Heron Ingestion API** — The Ingestion API from Heron — 1 operation(s) for ingestion.
- **Heron Integrations API** — The Integrations API from Heron — 9 operation(s) for integrations.
- **Heron Interaction Logs API** — The Interaction Logs API from Heron — 1 operation(s) for interaction logs.
- **Heron ISO Application API** — The ISOApplication API from Heron — 6 operation(s) for isoapplication.
- **Heron Merchants API** — The Merchants API from Heron — 6 operation(s) for merchants.
- **Heron Parsed End User Submission API** — The ParsedEndUserSubmission API from Heron — 1 operation(s) for parsedendusersubmission.
- **Heron Policy API** — The Policy API from Heron — 3 operation(s) for policy.
- **Heron Positions API** — The Positions API from Heron — 2 operation(s) for positions.
- **Heron Rules API** — The Rules API from Heron — 3 operation(s) for rules.
- …and 8 more, listed in full on the page.

## MCP servers (1)

- **Heron MCP Server** — Heron ships a hosted, remote MCP server for its DOCUMENTATION, not for its REST API. The three published tools search, read and give feedback on docs.herondata.io — they do not ...

## Security (4)

- **Heron Authentication** — apiKey · 2 schemes
- **Heron Domain Security** — TLSv1.3 · HSTS · DMARC
- **Heron Vulnerability Disclosure** — disclosure policy published
- **Heron Trust Center** — SOC 2

## Plans (1)

- **Heron Plans Pricing**

## Tags

Company, Financial-Services, Document Automation, Underwriting, Lending, Cashflow Analytics, Fintech, Data Enrichment, Bank Statements, Transaction Enrichment, Agent Ready

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/heron/). Scores are computed from the provider's own public artifacts under a published rubric.