# HealthSherpa

**Canonical:** https://apis.io/providers/healthsherpa/  
**Website:** https://www.healthsherpa.com  
**APIs profiled:** 1

HealthSherpa is the leading ACA (Affordable Care Act) health insurance quoting and enrollment platform, and was the first company to partner with CMS to offer Enhanced Direct Enrollment (EDE) for agents. Its developer surface, HealthSherpa ONE (one.healthsherpa.com), exposes a public OpenAPI 3.1 REST API for on- and off-exchange ACA plan quoting, county/issuer/provider reference lookups, agent and self-service enrollment sessions, and an approval-gated direct enrollment API covering the full off-exchange (ICHRA) application lifecycle — create, update, submit, cancel, terminate, supporting-document upload, and payment redirect. Authentication is a single x-api-key header; enrollment writes support Idempotency-Key with 24-hour retention. Separate ICHRA and Medicare Partner APIs provide QuoteConnect/EnrollConnect, deeplinked enrollment, and webhooks. HealthSherpa publishes first-party Agent Skills, an llms.txt, and vibe-coding prompts for agents.

## Kin Score — 38.2 / 100 (thin)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.6 from 38.8).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 65.9 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 35.7 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 33.3 (matched via tags).

## Agent readiness — 48.9 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | verified |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | verified |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | verified |
| Event Surface Described | yes |
| Agent Skills | yes |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **HealthSherpa Enrollment Sessions API** — The Enrollment Sessions API from HealthSherpa — 1 operation(s) for enrollment sessions.
- **HealthSherpa Enrollments API** — The Enrollments API from HealthSherpa — 7 operation(s) for enrollments.
- **HealthSherpa Quotes API** — The Quotes API from HealthSherpa — 1 operation(s) for quotes.
- **HealthSherpa Reference API** — The Reference API from HealthSherpa — 3 operation(s) for reference.
- **HealthSherpa Utility API** — The Utility API from HealthSherpa — 1 operation(s) for utility.

## MCP servers (1)

- **HealthSherpa MCP Server**

## Agentic access (1)

- **Healthsherpa Agentic Access** — 15 operations · 8 acting · 1 human-in-the-loop

## Security (2)

- **Healthsherpa Authentication** — apiKey · 1 scheme
- **Healthsherpa Domain Security** — TLSv1.3 · DNSSEC · DMARC

## Tags

Company, Health Insurance, Healthcare, ACA, Enrollment, Quoting, Insurance, Enhanced Direct Enrollment, ICHRA

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/healthsherpa/). Scores are computed from the provider's own public artifacts under a published rubric.