# Habito

**Canonical:** https://apis.io/providers/habito/  
**Website:** https://www.habito.com  
**APIs profiled:** 0

Habito is a UK-based digital mortgage broker that lets people research, compare, and apply for mortgages online across the whole of the market, pairing self-serve digital tools with human mortgage experts, alongside related home-buying services. Founded as a fintech in the consumer lending and real-estate space and backed by Ribbit Capital, Habito has since joined Monzo. The company operates a consumer web product (Webflow-hosted marketing site) and does not publish a public developer API program, developer portal, or OpenAPI at the time of this profile; this record is maintained by the API Evangelist network and reflects only publicly verifiable surfaces.

## Kin Score — 9.7 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.7).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Habito Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Mortgages, Lending, Financial-Services, Real-Estate, Home Buying, United Kingdom

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/habito/). Scores are computed from the provider's own public artifacts under a published rubric.