# GrowXCD

**Canonical:** https://apis.io/providers/growxcd/  
**Website:** https://growxcd.com  
**APIs profiled:** 0

GrowXCD (GrowXCD Finance Private Limited) is an RBI-registered Non-Banking Financial Company (NBFC) headquartered in Chennai, India, focused on accelerating business growth for the small businesses and self-employed customers that form the backbone of India's economy. Its lending products include Grow Shubam small-ticket mortgage loans, Loan Against Property (LAP) secured lending, and unsecured loans up to Rs 25 lakh with tenures of 12 to 60 months, delivered through a minimal-documentation digital process with swift approvals and repayment via eMandate or NACH auto-debit. GrowXCD is a portfolio company of Prosus Ventures. It publishes a consumer website and statutory policy documents but does not currently expose a public developer portal, API, or SDKs.

## Kin Score — 10.2 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 10.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Growxcd Domain Security** — TLSv1.3

## Tags

Company, Fintech, Lending, NBFC, Financial-Services, India, Loans, Mortgage

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/growxcd/). Scores are computed from the provider's own public artifacts under a published rubric.