# Green Dot Corporation **Canonical:** https://apis.io/providers/green-dot/ **Website:** https://www.greendot.com **APIs profiled:** 17 Green Dot Corporation (NYSE: GDOT) is a US fintech and bank holding company whose subsidiary Green Dot Bank is a chartered, FDIC-insured member bank. Its Green Dot Arc embedded-finance / Banking-as-a-Service (BaaS) platform lets brands and fintech partners embed banking and payments — account enrollment, KYC/KYB, DDA and prepaid accounts, ACH, transfers, bill pay, card issuing, cash deposits, mobile check deposit, disbursements, and P2P — through a REST API surface. The public developer portal (developer.greendot.com) documents 300+ JSON/OAuth2 endpoints; production access, credentials, and the full Swagger definition are provisioned per-partner after a commercial onboarding. ## Kin Score — 37.4 / 100 (thin) Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 37.4). | Facet | Score | |---|---| | Discoverability | 72.2 | | Contract Quality | 45.1 | | Governance | 18.2 | | Contract Governance | 18.2 | | Operational Transparency | 31.6 | | Developer Ergonomics | 11.3 | | Commercial Clarity | 30.3 | | Access Clarity | 30.3 | Regulatory layer — **Payments**: 60.9 (matched via tags). ## Agent readiness — 40.4 (agent-ready) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | no | | Reversibility Documented | no | | MCP Server | no | | Auth Clarity | yes | | Idempotency | documented | | Error Semantics | documented | | OpenAPI Examples | no | | Rate Limit Signal | documented | | Event Surface Described | yes | | Agent Skills | derived | | Well Known Catalog | no | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | ## Access Partner-gated · Contact sales — onboarding: unknown, pricing: paid, trial: no (confidence: medium). ## APIs (17) - **Green Dot Enrollments API** — The Enrollments API is typically the first API used in a partner integration and establishes the initial banking relationship for a new end user. It covers account creation, ide... - **Green Dot Accounts & Users API** — Account and user management endpoints for the BaaS platform: retrieve and update account details, manage account status and terms acceptances, manage users on an account, joint ... - **Green Dot Transaction History API** — Transaction history and enrichment endpoints for retrieving posted and pending transactions on an account, transaction events, and transaction categorization. Used by partner ap... - **Green Dot Transfers & Money Movement API** — Transfers APIs enable customers to move funds to and from internal accounts, purses, and external bank accounts. Includes single- and multi-phase transfers, instant transfer ser... - **Green Dot ACH API** — ACH APIs support ACH transfers into and out of BaaS accounts, including retrieval and filtering of ACH transfers by status and date range, external account linking, and ACH tran... - **Green Dot BillPay API** — The BillPay API enables bill payment functionality within partner applications, allowing end users to pay billers from their embedded account. Covers payee/biller management, pa... - **Green Dot Payment Instruments API** — Payment Instruments APIs manage the cards and tokens tied to an account — issuing and managing payment instruments, custom card options, PCI data access (Full PCI Data Access V2... - **Green Dot External Card Management API** — External Card Management APIs let account holders link, list, and remove external debit or credit cards, and support card-funded flows. Used to attach outside cards to a BaaS ac... - **Green Dot Disbursements API** — The Disbursements API supports paying out funds to recipients — creating recipients, linking payee accounts, executing single-phase transfers with webhook confirmation, and quer... - **Green Dot Cash Deposits & eCash API** — Cash Deposits and Payments APIs — Green Dot's retail cash network capability — let end users add cash or make cash payments at retail locations. Covers eCash, barcode generation... - **Green Dot MRDC (Mobile Check Deposit) API** — MRDC (Mobile Remote Deposit Capture) APIs manage mobile check deposits — submitting checks, retrieving MRDC transfers and lists, check images, on-hold transfers, MRDC funding, a... - **Green Dot Closed Loop P2P API** — Closed Loop P2P (Peer-to-Peer) APIs move money between two account holders within the same program. Endpoints retrieve individual and listed P2P transfers, track states (accepte... - **Green Dot Webhooks & Event Notifications** — Webhooks provide asynchronous event notifications to partner systems for account updates, transactions, and money-movement events. Documented with webhook samples, transaction w... - **Green Dot Interest Rate & Accrued Interest API** — Interest Rate APIs add and manage interest rates on primary and savings purses and process accrued-interest calculations for a program, including interest-bearing statement deta... - **Green Dot Cashback Rewards API** — Cashback Rewards APIs manage cashback rewards programs on partner accounts — creating and managing rewards, plus related eGift capability. Lets partners layer loyalty and reward... - **Green Dot Customer Care API** — Customer Care APIs create and manage customer support cases, customize UI for customer support, and enable customers to open support cases directly. Includes dispute automation ... - **Green Dot ATM & Retail Locators API** — ATM & Retail Locator APIs locate nearby ATMs and Green Dot retail locations for cash deposits, withdrawals, and reload, returning geospatial location and store data. Used to sur... ## Security (2) - **Green Dot Authentication** — oauth2/http · 2 schemes - **Green Dot Domain Security** — TLSv1.3 · HSTS · DMARC ## Plans (1) - **Green Dot Plans Pricing** ## Tags Fintech, Banking as a Service, Embedded Finance, Prepaid Cards, Banking, Payments, Money Movement, United States --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/green-dot/). Scores are computed from the provider's own public artifacts under a published rubric.