# Gravie

**Canonical:** https://apis.io/providers/gravie/  
**Website:** https://www.gravie.com/  
**APIs profiled:** 1

Gravie is a Minneapolis, Minnesota health benefits company founded in 2013 that designs and administers health plans for small and midsize employers. Its flagship product, Comfort, is a level-funded group health plan with zero deductibles and zero copays on most common healthcare services (preventive and primary care, specialist visits, labs and imaging, generic prescriptions and virtual care), paired with Gravie ICHRA (Individual Coverage Health Reimbursement Arrangement) administration, Gravie Pay for out-of-pocket cost financing, Gravie Care member navigation, and a pharmacy benefit. Gravie acts as a third-party administrator on top of partner provider networks (Aetna Signature Administrators, Cigna, Cigna OAP, HPS/Paymedix, and historically PreferredOne), settling claims under payer IDs GRV01 and 62308. Gravie publishes no public developer program or documented API; its machine-readable public surface is the CMS Transparency in Coverage in-network rate and allowed-amount files it posts on behalf of plan sponsors, alongside member, employer and provider portals and native iOS/Android member apps served from a private api.gravie.com backend.

## Kin Score — 21.2 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (-0.7 from 21.9).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

Regulatory layer — **Insurance**: 36.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **Gravie Transparency in Coverage Machine-Readable Files** — Public machine-readable files Gravie posts on behalf of its plan sponsors under the CMS Transparency in Coverage rule (45 CFR 147.211). Files cover in-network negotiated rates f...

## Security (1)

- **Gravie Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Health Insurance, Health Benefits, Employee Benefits, Third-Party Administrator, ICHRA, Level Funded, Transparency In Coverage, Machine-Readable Files, Healthcare, Insurance, Regulatory

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/gravie/). Scores are computed from the provider's own public artifacts under a published rubric.